Personal Finance 

For The Rest Of Us

 

Free financial tips, tools, & resources for your future.

In general, government-backed loans such as FHA, VA and USDA are a bit more forgiving than conventional programs. Homeowners with credit problems should consider an FHA streamline refinance if their current loan is government-backed. Streamline programs don’t require credit underwriting.

The 6 Best Personal Finance Apps

With a Smartphone, you can go on a shopping spree with just a few finger taps; therefore, it is tempting to “treat yourself” regularly even when you probably should save your hard-earned money. Fortunately, this technology can also help you make the most of your...

7 Ways to Save on Holiday Travel

With the holidays right around the corner, you should start thinking hard about your traveling spending. We all love to visit friends and family during that magical time of year, but the money you’ll spend on plane tickets, hotel stays, rental cars and holiday gifts...

4 Tax Tips for the Gig Economy

A lot of people have joined the gig economy. Others may call it a side hustle or freelance gig, but as long as you are working outside the regular working hours or you are filling your free time with things to do to make money, you are in the gig economy. Working in...

12 Wallet-Friendly Tips to Prepare for the Holidays

It might seem like a long way off, but the holidays will be here even before you know it. You will then be shopping, looking for the best deals and likely emptying your wallet in the process. Now is the best time to start saving to pay for the most costly time of the...

Can Having a Pet Save You Money?

With food costs, veterinary bills, and the price of good old-fashioned TLC, it may seem as though pets drain our bank accounts at an alarming rate. Of course, any pet parent will argue that they’re worth every penny and more, but it turns out that owning a pet can...

4 Tax Tips for the Gig Economy

A lot of people have joined the gig economy. Others may call it a side hustle or freelance gig, but as long as you are working outside the regular working hours or you are filling your free time with things to do to make money, you are in the gig economy. Working in...

12 Wallet-Friendly Tips to Prepare for the Holidays

It might seem like a long way off, but the holidays will be here even before you know it. You will then be shopping, looking for the best deals and likely emptying your wallet in the process. Now is the best time to start saving to pay for the most costly time of the...

7 Ways to Save on Holiday Travel

With the holidays right around the corner, you should start thinking hard about your traveling spending. We all love to visit friends and family during that magical time of year, but the money you’ll spend on plane tickets, hotel stays, rental cars and holiday gifts...

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Your Guide to Mortgages

Whether you are a first-time homeowner or looking to refinance an existing mortgage, you probably still have plenty of questions about the process. Consider the following: What is the best kind of loan for me? What are the qualification requirements? What are my rights as a homeowner? How do I find the right lender for me?

Insurance

All you need to know about Insurence, all in one place.

Renters Insurance

Protecting Personal Possessions Isn’t Just For Homeowners

Life Insurance

Giving Your Loved One’s Protection

Car Insurance

Learn What Actually Lowers Your Premium – and What Doesn’t

Planning for Financial Success & Happiness

How To Become Financially Secure At Every Stage Of Your Life

Credit Cards

Understanding Your Credit & Scores

Benefits Of A Good Score

Having a good credit score is one of the best things you can do for your future. Good credit tells lenders that you are responsible with…

Your First Credit Card

Credit cards offer many advantages. Perhaps most important, credit cards can help you build your credit score, which will make it easier for…

Improving Your Credit

Learn everything there is to know about your credit score. From when it matters to why it matters and understanding the in-between.

How To Be Debt Free

If you’re like most Americans, then you most likely have credit card debt. According to USA Today, the average household has a credit card balance of…

Compare Credit Cards

Explore below to find out more about different credit cards & their perks.

Auto Loans

Here to get you the best financing plan for your new or used car. We even have a guide to help those with bad credit, or those looking to refinance their auto loan.

Learn More

Business Loans

Learn all there is to know about business loans. Whether you have bad credit, a small business, or even an online business.

Learn More

Additional REsources

A Few Other Resources We've Created for Our Customers

Can Having a Pet Save You Money?

With food costs, veterinary bills, and the price of good old-fashioned TLC, it may seem as though pets drain our bank accounts at an alarming rate. Of course, any pet parent will argue that they’re worth every penny and more, but it turns out that owning a pet can...

The 6 Best Personal Finance Apps

With a Smartphone, you can go on a shopping spree with just a few finger taps; therefore, it is tempting to “treat yourself” regularly even when you probably should save your hard-earned money. Fortunately, this technology can also help you make the most of your...

Mastering the Art of the Down Payment

Writing a payment check can be unsettling, especially when you are handing over your life savings in one shot. Before you pay for your house deposit, you have to save and save – and saving up enough money to put a down payment for your house isn’t easy. But how much...

6 Budget Mistakes to Avoid in 2019

A lot of people are turned off by the concept of budgeting, usually because they worry they won’t be able to spend their money on anything fun ever again. Unfortunately, failing to budget properly can be financially devastating.  Even if you’ve created budgets in the...